Less than two weeks after agreeing to an $18 billion multistate settlement over social media harms, Meta is asking users for even more trust. The company unveiled Muse, a personal AI agent designed to move beyond simple chatbot interactions and actually perform tasks. This shift marks a significant pivot from the conversational AI era into what industry watchers call the “agentic” phase, where software acts on behalf of the user rather than just offering advice.

Muse connects directly to everyday apps like email, calendars, and payment systems to handle chores such as booking travel, lowering bills, or turning recipe videos into grocery lists. To facilitate secure transactions, it leverages Link by Stripe for checkout protections, with Shopify’s Shop Pay and 1Password integrations arriving soon. Users can opt in to specific services one by one, and the agent can connect via public APIs or browser automation if a direct integration isn’t available. It runs on Meta’s Muse Spark model and will be accessible via web, iOS, Android, WhatsApp, and eventually Meta’s AI glasses.

The pricing model reveals Meta’s confidence in heavy usage. While a free tier exists, it requires a payment card on file and includes a usage meter. Once free limits are hit, users face two paid plans: Power at $20 per month and Maximum at $100 per month. Meta expects most users to stay on the free tier, but the high ceiling suggests they are targeting power users who want to offload significant portions of their digital workload. The agent continues working in the background and learns from user behavior to make unprompted suggestions over time.

Privacy remains the elephant in the room. Meta claims Muse operates within a “Muse Secure VM,” a dedicated virtual machine where a separate Sentinel agent monitors security without accessing passwords or payment details. The company insists conversation data is walled off from its ad systems. Yet, given Meta’s history of regulatory friction and the recent massive settlement, skepticism is warranted. Competitors like Apple and Google are pushing similar agentic features, but Meta is betting that convenience will outweigh privacy concerns. Whether consumers are ready to hand over the keys to their digital lives to a company with this specific track record remains the critical unanswered question.