ChatGPT Now Helps You Manage Finances

OpenAI just dropped a new personal finance feature in ChatGPT for U.S. Pro and Plus users. You can now link your bank accounts and credit cards through Plaid, giving ChatGPT a live view of your spending, subscriptions, and portfolio performance. The idea is to stop juggling multiple apps and spreadsheets—just ask questions like ‘Where did I overspend this month?’ or ‘Am I on track for my car savings goal?’ and get answers grounded in your real data. Over 200 million people already use ChatGPT for budgeting advice, but this takes it deeper by combining your actual transactions with your personal goals. The dashboard shows an at-a-glance summary of your financial health, and you can add extra context like a mortgage or a big purchase plan. It’s rolling out to Pro users first on web and iOS, with Plus support coming soon. Why it matters: This marks a shift from generic AI advice to personalized financial copilots, but proceed with caution—it’s not a replacement for a real financial advisor, and you’re trusting OpenAI with sensitive data even if they promise control stays with you.